The best card payment devices for small businesses 2025: A guide

In a world where cashless payments are becoming increasingly popular, card payment devices are an essential tool for any business - especially for small businesses that want to offer their customers a simple and convenient payment option. But which card payment device is right for your business? In this guide, we present the best card payment devices in 2025 and give you tips on what to look out for when choosing one.

Mobile Zahlung mit Visa-Karte und PIN-Eingabe auf einem Zahlungsterminal.

Eine Hand hält ein mobiles Zahlungsterminal, während eine andere Hand eine PIN oder Bestätigung auf der Tastatur eingibt. Eine Visa-Karte ist in das Gerät eingesteckt und wird für die Zahlung verarbeitet. Der Hintergrund ist neutral und minimalistisch, wodurch der Fokus auf die Transaktion gelegt wird.

What is a card payment device and why is it important?

A card payment device is an electronic device that enables the processing of payments with credit cards, debit cards and contactless payment methods such as NFC. Modern devices also support mobile payment options such as Apple Pay and Google Pay.

Card payment devices offer several advantages for companies:

  • Greater customer satisfaction: Customers can pay using their preferred method.
  • More turnover: No loss of turnover due to lack of cash.
  • Fast processing: Payments are processed efficiently and without errors.
  • Hygiene: Contactless payment is particularly appreciated.

The best card payment devices 2025 in comparison

 

1. Mobile card payment device: N62 Smart POS

  • Ideal for: Gastronomy, delivery services and mobile service providers.
  • Advantages: Compact, battery-operated and with integrated receipt printer. Supports all common payment methods, including contactless payments.
  • Special feature: Robust Android interface, ideal for individual customization.

 

2. Stationary card payment device: CT20P Smart POS

  • Ideal for: Retail and stores.
  • Advantages: Cash register integrated, fast transaction processing, state-of-the-art security level.
  • Special feature: Perfect for stores with a fixed checkout system.

 

3. All-in-one solution: ZVT- and O.P.I.-compatible devices

  • Ideal for: Companies that already use a POS system.
  • Advantages: Seamless integration into existing POS systems, fast data synchronization.
  • Special feature: Scalable and future-proof.

How do I choose the right card payment device?

When choosing a card payment device, you should consider the following criteria:

Field of application:

  • Mobile device for delivery services or markets.
  • Stationary device for fixed checkouts.

Supported payment methods:
Make sure that the device supports contactless payments, credit cards and mobile payment methods.

Costs:
Compare acquisition costs, rental options and transaction fees.

Technical requirements:
Check whether the device is compatible with your POS system.

Future security:
Choose a device that is regularly supplied with software updates to ensure it always meets the latest standards.

What you should look out for in card payment devices

Transaction fees

Different providers charge different fees per transaction. Devices with flexible fee models are suitable for small businesses with fluctuating turnover.

Integration

Devices that can be seamlessly integrated into your existing POS system save time and prevent billing errors.

Customer support

Look out for providers that offer fast and reliable support - especially in the event of technical faults.

Why choose card payment devices from PayTec?

PayTec offers a wide range of modern card payment devices that are specially tailored to the needs of small and medium-sized companies. With our rental model you benefit from:

  • Low fixed costs: No high acquisition costs.
  • State-of-the-art technology: Always up to date.
  • First-class support: We are at your side for questions and problems.

Conclusion: Invest in the future of payment

A card payment device is more than just a technical tool - it's an investment in the future of your business. With the right solution, you can offer your customers a seamless payment experience while benefiting from more efficient processes.

Get advice now! Contact us at PayTec to find the perfect card payment device for your business.

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